Who We Are

We are more than just an insurance, mortgage and Business Lending provider

Our Story

Founded in Riverside, California, Baz State began with a simple mission: to provide individuals, families, and businesses with the highest level of service and protection through personalized insurance solutions and expert mortgage guidance.

We operate under two trusted brands:

  • Baz Insurance Agency – Offering property and casualty insurance, including auto, homeowners, and commercial coverage.

  • Mortgage Services – Helping clients secure home loans, refinance, and invest in real estate.

  • Business Lending – Need capital to grow, purchase equipment, or manage cash flow, Our business lending team delivers fast and flexible funding options.

At Baz State, we’re dedicated to making your experience seamless, transparent, and stress-free, whether you’re protecting your home or securing financing for your dream property and future.

Our Mission & Vision

Our Mission:

To offer customized insurance, mortgage and Lending services with a focus on trust, integrity, and exceptional customer care. We are committed to protecting what matters most and helping our clients build the future they deserve.

Protect your home and belongings with personalized coverage
Insurance solutions for business owners and enterprises

Our Vision:

To be California’s leading resource for insurance, mortgage and Lending services, providing our clients with the tools they need to protect their assets and achieve their Personal and Business goals.

At Baz State, we pride ourselves on our professional and dedicated team. Our licensed agents and specialists are here to guide you through every step of the process.

  • Baz Insurance Agency — offering personalized insurance coverage for individuals, families, and businesses across California.

  • Mortgage Services — providing expert mortgage guidance and loan solutions to help you achieve your homeownership dreams.

  • Business Lending — Baz State provides smart financing solutions tailored to your needs.

With years of experience in the mortgage industry, Amrit provides expert advice and personalized loan options for homebuyers, homeowners looking to refinance, and investors.

Expert Mortgage Solutions for Homebuyers and Refinancing

Ready To Get Started Today?

Apply for Financing

Why Choose Baz State?

When you work with Baz State, you can expect personalized service and a team that genuinely cares about your needs. Here’s why Baz State is different:

Expertise:

  • With years of experience in both the insurance and mortgage industries, we understand your needs and provide solutions that fit.

Comprehensive Services:

  • We offer a one-stop-shop for both insurance and mortgage solutions, saving you time and stress.

Personalized Approach:

  • We take the time to understand your unique needs and recommend tailored coverage and financing solutions.

Licensed Professionals:

  • Our team is fully licensed and ready to guide you through every step of the process.

Customer-Centric:

  • Your satisfaction is our top priority, and we are committed to offering the highest level of support.

Competitive Rates:

  • We shop around to find the best coverage and loan options at the best prices for you.

Get In Touch

Email: 📧 [email protected]

Business Address: 4020 CHICAGO AVE # 13 RIVERSIDE, CA 92507

Mon–Sat: 9am–6pm,

4020 Chicago Ave #13, Riverside, CA 92507, USA

Frequently Asked Questions

What types of insurance do you offer?

At Baz Insurance Agency, we offer a full range of personal and commercial insurance, including auto, home, life, renters, commercial auto, general liability, and trucking insurance.

How long has Baz State been in business?

Baz State was founded in Riverside, California, with a mission to serve our local community and help clients across the state protect what matters most and achieve their financial goals.

Are your mortgage services available to first-time homebuyers?

Yes! We specialize in helping first-time homebuyers with FHA loans, conventional loans, and special programs designed for new buyers.

Can I get both insurance and a mortgage from Baz State?

Yes! We offer both insurance services through Baz Insurance Agency and mortgage services for home purchases, refinancing, and investment properties, all under one roof.

How do I apply for a mortgage?

You can easily apply for a mortgage by filling out the application form on our Mortgage Services page, or you can contact our loan officer, Amrit Singh, directly to guide you through the process.

How do I get an insurance quote?

Getting an insurance quote is simple! Just visit our Insurance Services page, fill out the form, and we’ll provide you with a custom quote based on your needs.

Can you help me refinance my mortgage?

Yes! We offer refinancing options to help you secure a better rate, access equity, or consolidate your mortgage. Contact us to learn more about your options.

Do you offer bilingual support?

Yes, we offer bilingual support in both English, Spanish, Punjabi and Hindi to better serve our diverse client base.

BAZ STATE Logo - Providing Insurance and Mortgage Solutions

Insurance License# 4095605
NMLS ID# 2490311
Equal Housing Lender / E&O Disclosure